Conte Law Firm, LLC of Providence fights to get business owners what’s fair in compensation for damages and losses. We also get aggressive when commercial insurance providers try to delay or deny support. Contact us to talk to a real lawyer in a free consultation to determine your best options before or after filing a claim.
Do I Need a Lawyer When My Commercial Insurance Provider Delays Responding to My Claim?
Yes. Business and property owners don’t have time to wait on support after being hit with damage, theft, or after being the target of a lawsuit.
They should be able to depend on a fast financial response and legal protection from insurers. That response should allow property owners to make repairs or pay victims before an incident begins to affect business and/or professional reputations.
Unfortunately, insurance adjusters often waste time looking for ways to avoid liability or limit support instead of helping their policyholders.
To keep from being ignored, you may need the help of a Rhode Island Insurance Claims Lawyer. You could receive attention much faster and secure much more for your commercial claim.
You should also take advantage of a case review if you feel an insurance adjuster is acting in “bad faith” with your case. This could mean purposely undervaluing the damage to your business or underestimating the legal threats you face. It might mean delaying in providing legal representation against a potentially damaging lawsuit.
If you find yourself in any of these situations, it’s a great time to take advantage of a free case review with a Providence Commercial Insurance Claims Lawyer.
How Can a Lawyer Help Me When a Commercial Insurer Delays My Settlement?
Getting a timely response from an insurance provider can seem like a lost cause. Business owners may be waiting on insurance money to rebuild their businesses. Property owners may lose thousands of dollars each day they can’t reopen. Owners who are the target of litigation may feel pressure from an alleged victim’s lawyers.
The claims process can be very slow. However, insurance adjusters might also purposely delay resolution. They hope you become more and more desperate as your bills pile up and your business losses grow. Commercial insurers then send you a “lowball” settlement offer expecting you to jump at the first chance at a check you see.
Your Conte Law Firm, LLC helps you identify when you are being offered less than your policy guarantees and then helps you reject an offer and demand more.
Your lawyer also takes immediate action when “bad faith” insurers are dragging their feet on your claim.
- Your lawyer can contact the insurers directly to get a quicker response
- Your lawyer can file a lawsuit if you aren’t being treated fairly
- Your lawyer will have the knowledge and experience to examine the fine print in your policy and hold insurers accountable for their own promises
- Your lawyer fully investigates your accident or incident and uses the evidence to force insurers to accept full responsibility
- Your lawyer can file a complaint against an insurance company with Rhode Island’s Division of Insurance
What Kinds of Things Can Be Compensated in a Providence Commercial Insurance Claim?
Your lawyer fully investigates your business and property damage and the immediate consequences you’ve suffered. The hardships you’ll face in the coming months must also be part of any commercial insurance settlement.
When your case is ready, your attorney files it on your behalf, letting you focus on rebuilding. Your attorney makes sure every hit your business has taken is considered. This ensures the insurance company can’t ignore any damage and leave expenses that must come out of your budget.
These are just a few of the damages that your lawyer will make sure are considered when the size of your settlement check is determined:
- The cost to repair or replace your business
- The expense to replace office furniture and other business supplies lost to damage
- Money to replace theft loss
- Money to cover the loss of business income and to pay employees
- Legal defense in case you face a lawsuit (an injury claim from a customer or employee, etc.)
- Funds to cover a settlement with an injured victim
Commercial insurance companies like to convince business owners they aren’t covered for certain accidents and disasters. Our lawyers get to the truth of what’s included in a policy to make sure you are getting the full coverage you’ve paid for.
Contact a Providence Commercial Insurance Claims Lawyer
If you have waited long enough on expected help from your insurance company after suffering a business loss, don’t hesitate to contact Conte Law Firm, LLC for a free consultation. There’s no obligation and it’s a no-risk way to find out about options if your settlement check has been delayed. It’s also a great way to find out if you should be receiving more than a commercial insurance company is offering.
Our dedicated team is here to help you fight for your right to fair treatment and secure the compensation an insurance company agreed to pay you.
