Rideshare accident liability can be confusing and overwhelming after a crash. Imagine you’re riding in an Uber or Lyft when a sudden collision leaves you injured. Who’s responsible for your medical bills and other damages—the driver, the rideshare company, or someone else?
Understanding rideshare accident liability is essential to protecting your rights and securing fair compensation. Let’s break it all down so you know what to do next.
Rideshare Accident Liability
Rideshare drivers face unique challenges on the road. They’re often navigating unfamiliar areas, juggling GPS instructions, and dealing with the pressure to quickly pick up and drop off passengers. Common causes of rideshare accidents include:
- Distracted driving (e.g., using the rideshare app while driving)
- Fatigue from long hours on the road
- Speeding to meet tight schedules
- Inexperienced drivers
According to the National Highway Traffic Safety Administration (NHTSA), distracted driving alone is responsible for thousands of crashes each year.
How Rideshare Accident Liability Is Determined
Rideshare accidents introduce an added layer of complexity when it comes to liability. Understanding rideshare accident liability means knowing how fault is assigned based on the driver’s status at the time of the crash: Here’s a quick breakdown:
- The Rideshare Driver
If the driver’s negligence caused the accident (e.g., running a red light), their personal insurance may come into play. However, rideshare companies often provide supplemental coverage when drivers are actively logged into the app. - The Rideshare Company
Uber and Lyft provide liability coverage that kicks in depending on the driver’s status:- Not Logged In: The driver’s personal insurance applies.
- Logged In, No Passenger: Limited coverage from the rideshare company.
- Passenger Onboard: Up to $1 million in liability coverage.
- A Third Party
If another driver caused the accident, their insurance would typically be liable for damages.
What Should You Do After a Rideshare Accident?
Here’s a simple checklist to follow if you’ve been injured in a rideshare accident:
- Seek Medical Attention: Even if you feel fine, injuries like whiplash can manifest later.
- Document the Scene: Take photos of the vehicles, the road, and any visible injuries.
- Get Contact Information: Collect details from the driver, passengers, and witnesses.
- Report the Incident: Notify the rideshare company and obtain an accident report.
- Speak to an Attorney: A personal injury lawyer can help you navigate the claims process and ensure you’re fairly compensated.
Why Understanding Rideshare Accident Liability Matters
Navigating rideshare accident liability on your own can be overwhelming. Companies like Uber and Lyft are equipped with legal teams focused on minimizing payouts. Having an experienced personal injury lawyer in your corner ensures your rights are protected and your voice is heard.
If you or someone you love has been hurt in a rideshare accident, let us help you hold the responsible party accountable.
Final Thoughts
Rideshare services may make life more convenient, but they’re not without risks. By understanding your legal rights and taking proactive steps after an accident, you can secure the compensation you deserve.
If you’ve been injured in a rideshare accident, call us today for a free consultation. We’re here to help you every step of the way.
To learn more about how we can help you, give us a call at (888)333-9833 to request a free lawyer consultation.
